It’s not every time we have the complete money or cash to purchase an item. In fact, sometimes some of us wish we have the option of buying and paying gradually. Well, if you want to buy a phone, that dream furniture, TV set etc, we have are going to show you a genuine company that actually helps you to buy now and pay later. They are called CREDPAL.

What Is CredPal

CredPal is an online market platform that allows buyers/customers to shop/buy things from retailers/sellers and pay gradually over a period of agreed months. Buyers/Customers can buy things and the payment is spread over a period of time. This installment payment method makes it possible for customers to actually buy what they really want.

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To use this platform you need to create an account with them. There are three types of account that you can create on their site depending on what you desire to use their site for. Below are the three types of people that use this platform

1. Customer: These set of people make purchases and pay over time (gradually). So, if you are looking to buying and paying gradually you have to open this account.
2. Retailer / Merchant: This account are for merchants/business looking to provide credit option for their customers/buyers.
3. Financial Institution: For lenders looking to provide point-of-sale consumer credit for buyers.

How to Create a CredPal Account

To create an account with them is very easy. All you have to do is choose any if the option that best defines you above and provide the required details.

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For Customers Account

To create a customer account in the site you need the following

1. Your full name as it appears in any of your legal documents or bank details.
2. Bank Verification Number (BVN)
3. Date of birth
4. Valid phone number
5. Working email address
6. Password for the account

Enter the above and create your personal account. After verification you’ll now be able to buy things from the company market place and pay gradually.

For Merchants/Business

To create a business account in the site you need the following

1. Your full name as it appears in any of your legal documents or bank details.
2. Bank Verification Number (BVN)
3. Date of birth
4. Valid phone number
5. Working email address
6. Business name
7. Address of business/store
8. Website URL
9. Annual revenue of business
10. Industry
11. Average order value etc

With the above you’ll be able to register your business with them then you can provide credit options for buyers. Note that they might require legal documents for creating the accounts above.

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Benefits of Using CredPal

There are many reasons why users should decide to use services like those offer by this company. It is beneficial for both individuals and business owners. Below are some few reasons

1. Buyers can buy things and pay gradually without stress
2. Business can increase sales
3. The service secured
4. BVN is linked making it very difficult to cheat
5. Business are verified and only trusted businesses are approved

As an individual, you can take advantage of this platform and buy things then pay later. Major online stores like Konga, Slot NG and Pointek Online make use of this platform to increase their sales. You should check out the CredPal Customer Site and see for yourself.

As at the time of writing this article, the company is located in the United States and Nigeria.

The United States Address:

222, Church street, Charlotte, NC 28202,
United States.

The Nigeria Address:

75, Olonode Street, Alagomeji, Yaba,
Lagos, Nigeria.

They are also available on Facebook, Twitter, Instagram and LinkID.

So, what do you think about using this CredPal which offer you the chance to buy now and pay later? Let us know via the comment section below.